Brazil’s FIFA Loss a Huge Setback

Brazil, also the host of FIFA 2014, has been gripped with a spate of controversies. Right from issues with hosting the Cup, amidst huge opposition from its people, to Neymar’s injury, the country seemed doomed says Sachin Karpe.  Stunned fans have taken to streets in protest. After spending a whopping billion dollars in making itself ready for the event, the defeat with Germany has come as a major shock. Semifinal loss is the worst ever loss on the home land. Blame it on lack of confidence caused by Neymar’s injury or a sudden dip in energy levels, but the team did look off-beat in the last match. Previously, Neymar’s catastrophic injury in which his spine got hurt badly, rendering him bed-ridden for months, had done a major damage to the team’s self esteem, which had been banking on the start striker. Expectations were still afloat after the team managed a victory. However, Germany stole the show. The team which gave birth to stars like Pele and Ronaldo, will take some time to recover from the loss. May be in the next Fifa, the team will have its strategies in place. Ill then, it has been doomed to a public outrage and criticisms.

Home Loans Always Bring a Smile! Sachin Karpe Views

“Having your own house brings a sense of pride and accomplishment in a person’s life” says Sachin Karpe while initiating a conversation on home loans. Talking about home loans, for everyone it is a great support but at the same time it is also a tough thing to live with if precautions are not taken in the initial stages. Before applying for a home loan and paying the processing fee one must make sure they analyze the following aspects properly:

1. Knowing the loan eligibility:  The loan amount which is to be sanctioned depends on the person’s income and previous track record when it comes to repaying the loans and credit card dues. Home loan lenders generally provide 80 per cent of the value of the property as the loan amount, subject to their income. They only consider the income heads which can be used to repay your loan. 
2. Check Your CIBIL score: Credit Information Bureau (India) Limited (CIBIL) provides a credit score on a scale of 300 to 900 based on a person’s previous credit card usage, how they maintain their bank accounts, any check bounces, existing loans, uninsured existing loans, loan repayments, number of times a person has applied for a loan or a credit card. Individuals with a CIBIL score greater than 700 are more likely to get a home loan. All the home loan lenders approach CIBIL for this score whenever anyone applies for any type of loan.
3. Type of interest rate: The type of interest rate a person chooses has an impact on the monthly EMIs he or she pays. It is important that people know the difference between fixed rate home loan and floating rate home loan. 
4. Loan tenure: The EMI is calculated on the basis of the amount of the home loan, home loan interest rate and loan tenure. 
5. Read the documents carefully before you sign: Don't let the bunch of home loan documents bog you down and just sign on the dotted lines. Check the documents to ensure that the terms are the same as what you negotiated and agreed upon. Read the documents carefully and know the different charges applicable. Importantly, know the processing fee, late payment fee, etc.

Buying a home is an important personal finance decision for every individual. So Sachin Karpe says before applying for a home loan and paying your processing fee always keep in mind the above points and live a happy and tension free life.

Honda Motorcycle To add 1000 touch points

Although automobile sector saw a dampened growth last year, auto companies look far from expanding their reach. Honda Motorcycle and Scooter India have plans to add another 1000 customer points in this fiscal year, and aim to increase its sales says Sachin Karpe. With a 25% market share in country’s two-wheeler market, its current touch points include dealerships, sub-dealerships and service stations, in a number of 1956, spread across country. 

Lavasa Gears Up Again For An IPO

Subsidiary of Hindustan Construction Company (HCC) Lavasa Corp has decided to go for an IPO yet again says Sachin Karpe. The entity has filed documents with SEBI for the launch of an Initial Public Offering to raise Rs 750 crore. Lavasa Corp has been developing a township in 10,000 hectares in Lavasa near Pune. 

In November, 2010, Lavasa Corporation had got the SEBI clearance for an IPO to raise up to Rs 2,000 crore, but bad market conditions forced the company to scrap the plan.

Leading Millennials in the Workplace

The Millennial Generation or the Generation Y, the ones whose birth years range from the early 1980s to the early 2000s, is extremely different from the generation before us says Sachin Karpe. What has been passed on by the generation before us is the value of hard work and consistency in what we do, while the Gen Y strives to find quick solutions to issues and problems and is a lot more open to experimenting.

While the Gen Y is very serious about their career, their approach differentiates them from ours and our elders. They look to a work profile more flexible yet that gives them the benefits of an MNC. 

Based on my experience of working with a with the millennials at the workplace, I am sharing a few insights on how best you could lead the efforts and energies of this generation to bring out the desired results and also to help them chalk out a clearer vision from a long term career perspective.

Since the millennials are extremely open, dynamic and willing to experiment in their approach, the leader can guide the millennials towards the objectives, the latter will find an innovative and creative approach to driving the same objective explains Sachin Karpe. This is advantageous as companies are consistently in need of fresh ideas and perspectives to deliver newer challenges.

iPhones to Have Bigger Screens

Finally iPhones to have bigger screens, only in China though says Sachin Karpe.Screens to go to 5.5 inch from an erstwhile 4.7 inches, will only be made available in China in the initial phase, around September. As per industry speculations, Apple has been mulling to make bigger screen iphones to combat its rival Samsung as their big screen phones have become very popular in Asia. Hon Hai Precision Industry will recruit over 100,000 people in mainland China to produce the newest iPhone from Apple, said a Taiwanese newspaper. 

Vodafone India Unveils Its Technology Prowess In Pune says Sachin Karpe

Sachin Karpe says Vodafone India unveiled Super Network Operations Centre (SNOC) and Super Network Experience Centre (SNEC) in Pune. SNOC provides an insight into the workings of Vodafone’s 120,000+ sites that enable network coverage across 22 circles remotely under one roof. Spread across 40,000 sq. feet with a housing capacity of 600, the SNOC is equipped with ultramodern amenities such as CO2 monitoring system, specialized photo-hydro ionization (PHI) cells with modern access control and energy efficient fixtures says Sachin Karpe 

Time Management Tips That Work says Sachin Karpe

Time management tips from Sachin Karpe. Carry a schedule and record all your thoughts, conversations and activities for a week. This will help you understand how much you can get done during the course of a day and where your precious moments are going. You'll see how much time is actually spent producing results and how much time is wasted on unproductive thoughts, conversations and actions. Any activity or conversation that's important to your success should have a time assigned to it. To-do lists get longer and longer to the point where they're unworkable. Appointment books work. Schedule appointments with yourself and create time blocks for high-priority thoughts, conversations, and actions. Schedule when they will begin and end. Have the discipline to keep these appointments says Sachin Karpe.

Immediate Stress-Busters Says Sachin Karpe

Breathe slowly and deeply. Before reacting to the next stressful occurrence, take three deep breaths and release them slowly say Sachin Karpe

If you have a few minutes, try out a relaxation technique such as meditation or guided imagery. Whenever you feel overwhelmed by stress, practice speaking more slowly than usual. You'll find that you think more clearly and react more reasonably to stressful situations. Stressed people tend to speak fast and breathlessly; by slowing down your speech you'll also appear less anxious and more in control of any situation.

Jump-start an effective time management strategy says Sachin Karpe

IPL: Winners Kolkata Knight Riders' grand felicitation at Eden Gardens says Sachin Karpe

Memories of the 2012's grand felicitation of Kolkata Knight Riders at Eden Gardens are set to be re-lived with the West Bengal government and Cricket Association of Bengal having planned a similar programme at the same venue. All the roads will lead up to Eden Gardens, KKR's home venue, and the entry will be free for the fans to join the felicitation programme. Eden Gardens gates will be open from 11.30am to 3.30pm and everybody is welcome to join in the grand victory march tomorrow. We have all plans to make the victory doubly memorable. Thousands of KKR fans waving purple-gold flags, and screaming team slogan 'Korbo, Lorbo, Jeetbo Re!' poured into the streets of Kolkata while firecrackers lit up the skyline after the Gautam Gambhir-skippered side won their second IPL title, something that had earlier achieved by Chennai Super Kings says Sachin Karpe

Nearly 400 Million Twitter Users Estimated by 2018 says Sachin Karpe

Twitter Inc's messaging service will have close to 400 million global users by 2018, mostly in Asia, Latin American and the Middle East, consulting firm eMarketer estimated on Tuesday, far short of the 1 billion once expected. The new study by the digital advertising industry research firm suggests that Twitter's user growth will have plateaued in major developed markets within five years. By 2018, user growth in Twitter's key markets of the United States and Japan will have steadily declined to 6.4 and 6.1 per cent, respectively, while its global user count will have reached just 386.9 million users says Sachin Karpe

New Books You Need To Read by Sachin Karpe

"The Goldfinch" by Donna Tartt - When 13-year-old Theo Decker survives an accident that kills his single mother, hes taken in by a wealthy New York family and launched into an affluent Park Avenue world that is completely scary and unfamiliar to him. His only consolation is the last token he has of his mothers: a small, mysterious painting that drags Theo, even through adulthood, into the dark, and ultimately dangerous, underworld of art.

"Pilgrim's Wilderness: A True Story of Faith and Madness on the Alaska Frontier" by Tom Kizzia - Alaskan journalist Tom Kizzia paints a portrait of a power struggle, family dynamics, and deeply-rooted American history in his captivating true story of a live-off-the-land family says Sachin Karpe

Successful Tips from Sachin Karpe to Become a Freelancer

Wish to be a freelancer? Watch out some amazing tips by Sachin Karpe. 

Talk to as many people as you can – you can get the most interesting life and work occurrences come from unscripted interactions with people who start out as complete stranger. 

Pitch to clients you're interested in - Whether you’re a freelance writer, marketer or graphic designer, your clients will be hiring you for your skills, not your comprehensive knowledge of their company or industry.

Value risk - The freelancer's need to constantly produce can lead to one of two emotions. The first is anxiety that you won’t make enough to support yourself without a steady paycheck. 

Forget work-life balance - Or at least forget work-life balance as conventionally defined by vacations, weekends and evenings free from work. Instead, embrace the atypical work-life balance freelancing will give you.

Sachin Karpe Talks about The Psychology of Color in Marketing and Branding

Sachin Karpe Talks about The Psychology of Color in Marketing and Branding. The psychology of color as it relates to persuasion is one of the most interesting--and most controversial--aspects of marketing. First, let's address branding, which is one of the most important issues relating to color perception and the area where many articles on this subject run into problems. There have been numerous attempts to classify consumer responses to different individual colors: . but the truth of the matter is that color is too dependent on personal experiences to be universally translated to specific feelings.But there are broader messaging patterns to be found in color perceptions. For instance, colors play a fairly substantial role in purchases and branding. Perceived appropriateness may explain why the most popular car colors are white, black, silver and gray but is there something else at work that explains why there aren't very many purple power tools? Says Sachin Karpe.

India to become the third largest oil consumer by 2025 says Sachin Karpe

India will become the world’s third largest oil consumer by 2025 according to the US Energy Information says Sachin Karpe Administration (EIA). At present, India is the fourth largest oil consumer in the world behind the US, China and Japan. According to the Energy Outlook India will overtake Japan to become the third largest oil consumer behind the US and China by 2025. India’s oil consumption growth rate will be the highest in the world with a 3 percent compounded annual growth rate from 2012 to 2040 says Sachin Karpe 

Plan your plan by Sachin Karpe

Sachin Karpe explains how to plan your plan. One of the most important reasons to plan your plan is that you may be held accountable for the projections and proposals it contains. That's especially true if you use your plan to raise money to finance your company. Let's say you forecast opening four new locations in the second year of your retail operation. An investor may have a beef if, due to circumstances you could have foreseen, you only open two. A business plan can take on a life of its own, so thinking a little about what you want to include in your plan is no more than common prudence says Sachin Karpe

Tips For First-Time Entrepreneurs by Sachin Karpe

Sachin Karpe share the best tips for the young entrepreneurs for their success from his experience.

Surround yourself with inspiring people—People seek out the information that reinforces their decisions in life. When you commit to following your passion and taking a big risk it can feel threatening to those who have chosen a safer route. 

Ask questions—it’s the only way to learn - You can’t worry about sounding stupid, and you most certainly shouldn't try to figure everything out in isolation. Do your research and know what you don’t know. 

Nail your mission and vision - organize the best information and resources available within the ever-growing sustainability sector, and be the starting point for individuals interested in harnessing the power of business to drive social and environmental progress says Sachin Karpe

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Sachin Karpe Shares the Most Common Financial Fears of Investors

The majority of the people get passionate about money instead of managing it in a logical matter and have the fear about losing money that holds them back in their lives says an ex financial adviser Sachin Karpe. Most of the common fears they have about financial crisis, managing health care insurance, fear of would they be able to finance their children's education and losing their job. 

Every investor or individual should be aware of their investment choice have both financial and emotional consequence. Your feelings are one of the impacts influences your investment decisions. Your fears and emotional desires can lead you to make irrational, illogical investment decisions and they can keep you from making smart decisions on investment. Keep aside the fear and consult an expert financial adviser, banker, lawyer or a friend to help you review and understand your financial documents.  Regardless of what you discover, Sachin Karpe says just through comprehending what the circumstances is, would you be able to manage it and progress in the direction of getting on stronger financial balance.

5 ways to kickstart your career after a break by Sachin Karpe

Sachin karpe shares 5 ways to kick start your career after a break. 'Returnship' programmes - A returnship programme works like an internship and acts as a bridge to get back to job. Companies recruit on a temporary basis, test your skills and train you, so that you can catch up and upgrade yourself. Join a boot camp - Finding a job is tougher when you have taken a break and lost touch with the right people in the industry. Here, return- to work boot camps like the ones by SHEROES and relauncHER, help. These workshops provide a networking platform to accelerate the hiring process says Sachin Karpe.

Evolve or Die in the Age of the Consumer says Sachin Karpe

Know why Sachin Karpe says Evolve or Die in the Age of the Consumer. To make things even more complicated  and challenging, the Age of the Customer is colliding with the big data explosion. 

Companies have become singularly focused on gathering as much data as they can about customers’ buying habits, financial and personal lives, online behaviour and more. In the midst of this information acquisition, many lose sight of customers’ best interests, infringing on their privacy and exposing them to security risks. The companies succeeding in this new age are those putting  pressure on themselves to perform at the highest level for their customers, while also leveraging technology and big data investments to drive operational improvement. Some companies are doing this by getting ahead of their customers, anticipating their needs and delivering a consistently outstanding experience at every point of contact. 

To achieve this high standard, many organizations are turning to omni-channel retailing, which seamlessly blends their physical and digital environments to ensure that the customer experience is consistent and positive, whether a consumer chooses to engage on a mobile device, in a physical store says Sachin Karpe